Plain-English guides covering every phase of storm roof damage — from pre-season prep through insurance claims and contractor selection.
Insurance changes can't be made once a watch is issued. Start here every April.

Everything to do before June 1 — insurance review, tree trimming, tarp supplies, and documentation.

How to photograph your home before a storm so your insurance claim can't be disputed.

Document your belongings before the storm. The single most important thing you can do for your claim.

Cut your insurance premium 20–45%. Most coastal homeowners never claim this discount.

Carbon monoxide kills more people after a hurricane than during it. Read this before you start your generator.

The $40 device that can save your family after a storm. Which one to buy and where to place it.
The decisions you make in the first 72 hours determine how much your insurer pays.

Exact sequence: life safety, documentation, tarping, insurance call. Don't skip steps.

Active leak right now? DIY tarping guide plus same-day contractor help across 13 states.

Flooded homes and live wires are a deadly combination. Know before you go back inside.

Mold starts in 24–48 hours. Here's the exact drying protocol to stop it.

Saturated carpet must come out fast. Every hour it stays, mold risk and claim difficulty grows.

What mold exposure does to your family — and how fast it can become a serious problem.
Most homeowners leave money on the table. These guides help you claim every dollar.

The full claim lifecycle — what adjusters miss, ACV vs RCV, supplements, and appeals.

License verification, price gouging laws, and AG contacts for all 13 states.

Federal disaster aid most homeowners don't know they can apply for.

Whose insurance pays? The answer surprises almost everyone — and it's important.

What happens to your mortgage payments and insurance escrow when your home is damaged.

State-by-state discount ranges, the FORTIFIED program, and My Safe Florida Home grants.

Asphalt, metal, tile, flat, wood shake. How damage differs by material and what your adjuster looks for.

5 questions that determine your answer — and how to make sure your adjuster agrees.

Before you sign anything. Licensing, scope, crew, warranties, and 5 storm-specific questions most homeowners never ask.
Active leak or major storm damage? We can get someone to you fast — or help you tarp right now.
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